CREDIT CARD SURCHARGE!

CREDIT CARD SURCHARGE!

How many of us used their Credit Card last year Christmas and New Year Celebration or ordinary day shopping spree? I for one bought a Christmas gift for my sister and the tag price is 400 lower than the regular price but since I’m buying on card they charged me using the regular price! And again charged by my issuing bank! I believe YES we are being charge more than we should be!

LTO Pre-condition for Registration! (Chlorofluorocarbons aka CFC issue)

Just the other week before Christmas, Under Secretary Roberto T. Lastimoso, said that all vehicle owners's renewing their registration, shall comply first (check and correct) if their vehicle's air-conditions unit is still using the Banned CFC chemical!

Owner's of model's 1998-down can still breathe for now, because they still have until 2012 to comply (maybe due the additional cost of converting it) and for owner's of model's 1999-up, they CANNOT register their vehicle unless they have complied to the MEMO! - Bravo it's really great; at least we can help save our Ozone Layer!

BUT my question is how can they possibly implement it! if they cannot even monitor smoke belchers! I mean, guy's yes this is really a positive effort for the part of LTO helping save our fast deteriorating ozone layer! But how can they solve this BIG problem if they cannot even solve minor one!

Eg. # 01
someone told me, one can secure his/her license and registration in no time without going through the standard procedures for the said transactions!


Eg. # 02
LTO sign "Mag Ingat sa mga Fixers! - Transact only to authorize LTO officer at the cashier's window" - F@#$ me! Eh some of the employees are actually AUTHORIZE FIXERS! I took my student drivers license early quarter of 2005 and I believe it only worth about Php 125.00 but I ended up paying more than Php 200.00 why?! Well I've been there for 2 consecutive days and 6 hours and I'm really wasting my time just waiting for my student license! And since someone (LTO Employee) had already approach me if I want to expedite my application during my day 1 and 4 hours! I, in my frustration succumb to his greediness! And yes, paid him more than 200 bucks!

It won't surprise me if in the next few days I'll see some brand new vehicle still using the banned chemical (CFC) REGISTERED!

TAX Exemption for minimum wage earners?

Recently Sec. Patricia Sto. Tomas of DOLE announce that all employee with minimum wage will be exempted from paying their withholding tax! Starting this fiscal year! And so long for as the employee is earning a minimum wage! - That's great right?! Especially for us minimum earners!

But BIR Secretary Guillermo L. Parayno told that, the president has no authority to issue such order! And that should it be implemented, the employee shall pay the government his/her due if the congress said otherwise!

Meaning to say, if madam President sign and order the said recommendation BUT the congress did not approve it! The employee's shall REFUND the government its dues!

How's that for our Christmas and New Year gift! Cool ha as in coolang sa pag-iisip!